Rare beachside opportunity: this one of a kind vintage meets modern coastal cottage, located just steps from the beach and from the river, boasts IMPRESSIVE PREMIUM UPGRADES including a high end kitchen imported from Germany with Siemens appliance, a new roof, new electrical, new plumbing, new AC, and a tankless water heater. These high end improvements blend beautifully with the vintage charm of this 1950s Spanish style home with original hardwood floors, a functioning wood burning fireplace, and high vaulted ceilings. The full OVERSIZED DOUBLE LOT adds exceptional value, offering generous space for a mother in law suite, an income producing rental unit, a pool, a double garage and/or RV/boat parking. Plenty of options. And no HOA! And the best part: the home is available with OWNER FINANCING at only 4.99 percent interest, a rare chance to secure a beachside property with tons of potential. Plus, it comes fully furnished (if desired) making it easy to use as a seasonal residence, a turnkey rental, or an immediate move in. Further special benefits include a workshop in the basement and public sewer (NO SEPTIC!). The German kitchen serves as the stylish heart of the home, showcasing premium European design and functionality. It opens directly into a spacious dining room, creating an inviting central hub for cooking, gathering, and entertaining. On the opposite side, the kitchen flows seamlessly out to the newly built open back patio the perfect transition to outdoor living, overlooking the expansive double lot and its endless possibilities. With approximately 1,780 sq ft of flexible living space, the home offers four well proportioned bedrooms and two bathrooms, ideal for families, multi generational living, visiting guests, or a dedicated home office. Located in a peaceful, walkable part of Ormond Beach's barrier island, this property offers the essence of coastal living: morning beach walks, evening river sunsets, local cafs, parks, and the Granada corridor just minutes away. The oversized lot offers rarely found flexibility on the beachside whether you envision a pool, guest cottage, expansion, or simply extra space for outdoor living, gardening, or secure parking for larger vehicles. With its blend of premium upgrades, vintage charm, generous land, flexible use options, and attractive owner financing terms, this cottage stands out as one of the most unique and compelling opportunities on the beachside.