Move in ready 3 bedroom, 1 bath home situated on a large lot in Palatka with no HOA! This property features a metal roof and a spacious detached building (600 sq. ft.) with electric and water already in placeoffering excellent potential to convert into an ADU, guest house, in law suite, home office, or workshop. This home has a new AC and a new hot water heater. Enjoy the flexibility of a generous yard with room for outdoor entertaining, parking and all your toys. Conveniently located near major roads, shopping, and everyday amenities. A great opportunity for homeowners, multi generational living, or investors looking for added income potential.